Yes, It’s possible to get a money order with a Debit card from major issuers such as USPS, Western Union, and MoneyGram.
In case, you are in the market for a money order then you already know you can not use a credit card for purchasing a money order. But can you get a money order with a debit card?
Well, it’s certainly possible. However, the answer is a bit more complicated than a simple yes or no. That’s why in this post, I will simply explain, can you get a money order with a debit card? If so then where, are there any hidden charges and everything related to this topic. So, stay with me till the end.
Can You Get A Money Order With A Debit Card?
Yes, it’s possible to get a money order with a debit card. However, whether an agent will accept debit card payments or not completely depends on their policy.
Money orders are a great and secure way for payments and send money to family. However, you can not purchase a money order with a credit card. As it will be considered a cash advance and Money order issuers also do not accept credit cards as a valid form of payment.
On the other hand, debit cards are widely accepted by major money order issuers such as USPS, Western Union, and MoneyGram. USPS accepts debit card payments for money orders all across the United States. But Western Union and MoneyGram money orders are sold by their agents. Some agents accept debit cards while others only accept cash for Money orders.
Keep in mind that, for purchasing a money order with a debit card, you will be required to provide your PIN to a POS terminal. It’s safe in most cases but there is always a chance of card fraud. So, be careful when you use a debit card for money orders. Now let’s have a look at some places where you can get Money orders with a debit card.
Places That Accept Debit Cards For Money Orders
Here is a chart for banks, check cashing shops, and grocery stores that accept debit cards for money order payment
|Banks||Check Cashing Stores||Grocery Stores|
|Citibank||Ace Cash Express||Kroger|
|Wells Fargo||Check ‘n Go||Walmart MoneyCenter|
|Citizens Bank||Cash America||CVS|
|U.S. Bank||Advance Financial||Circle K|
These are some of the places that accept debit cards for money orders. However, not all branches would accept debit cards so call before you go there to buy one. But can you get a money order with a debit card online?
Also, check Where is the easiest place to get a money order?
Can You Get A Money Order With A Debit Card Online?
No, you can not get a money order online with a debit card from any money order issuer.
Usually, all major banks and money order issuers accept debit cards for money orders. However, you can not get a money order online. Because money orders are non-negotiable payment methods. This means that once issued a money order payment can not be canceled.
So, all money order issuers are skeptical about selling money orders online. Because if these go lost in the mail or while delivering they can become a financial burden for both the issuer and purchaser. That’s why you must go physically to get a money order with a debit card.
However, both Western Union and MoneyGram have online transfer money services that can be used with debit cards. So, if you want to avoid going out for a money order then you can use these services.
By now we have found the answer to Can you get a money order with a debit card? Now let’s look at some of the related queries.
Here are some of the frequently asked questions related to this topic.
Can You Get a Money Order with a Debit Card Chase?
Yes, Chase considers debit cards as a valid form of payment for money orders. However, if you face any issues paying for a money order with a debit card then you can use the ATM at Chase to withdraw cash. Most Chase locations have an ATM.
Can I get a money order with a debit card at Walmart?
Yes, you can get a money order with a debit card at any Walmart location in the United States. Because all Walmart money centers have POS terminals. Moreover, most of them have ATMs too so you can withdraw cash and get a money order too.
Can you get a money order at CVS with a debit card?
Yes, you can get a money order at CVS with a debit card. Keep in mind that CVS only sells money orders they do not cash and they have a $500.00 limit. On the other hand, some CVS locations might not accept debit cards for money orders.
In most places, it’s possible to get a money order with a debit card. In fact, you can use debit cards for money orders and gain a lot of points from your card issuer too. However, there is a risk of your debit card information being stolen. So, use debit cards for money orders at trusted locations only.