Does Circle K Cash Checks- In-depth Guideline In 2024

Yes, Circle K Cash checks at most of their locations. However, instead of offering instant cash, they reload your card. 

Need to cash a check and have a Circle K store nearby. Then you might be wondering, does Circle K cash checks? 

Yes, Circle K cash checks. But their check cashing method is much different than other convenience stores. That’s why in this post, I will answer does Circle K cash checks in detail. I’ll also talk about their check cashing policy, fees, and all the related queries. So,  stay with me till the end. 

Find Out Can I cash a check at Stop and Shop

Does Circle K Cash Checks

Does Circle K Cash Checks

Yes, Circle K cash check for a flat fee. However, not all their locations have a check cashing service. 

Circle K is the second-largest convenience store chain in the United States with 6,448 stores operating across 48 states. It sells food and beverages, Fuel, and  Convenience items. They also have ATMs and copy machines at most of its locations. 

Apart from the convenience items and fuel, Circle K also provides check cashing services in most of its stores. But they do not provide instant cash. Instead, they load the check money into your  Circle K Easy Pay card which can be used to withdraw money at Circle K ATMs.

What type of Checks does Circle K Cash?

Here are the checks that are accepted at Circle K stores 

  • Payroll checks
  • Government Welfare checks
  • Tax Refund Checks
  • Cashier’s checks
  • Money orders

Circle K does not cash the following types of checks

  • Third-Party Checks
  • MultiParty Checks 
  • Insurance settlement Checks
  • Personal checks
  • Checks from a non-US Bank

Although, Circle K does not cash personal checks in most states. However, in some states, they cash printed personal checks.

Also, Check what gas stations cash checks near me 

What Are The Check Cashing Requirements at Circle K?

Here are the check cashing requirements for cashing a check at Circle K 

  • Must have a Valid check not older than 21 days. 
  • Valid Government Issued ID card
  • The check must be in your name. 
  • Circle K Easy Pay Card. 

These are some of the requirements for cashing checks at Circle K. However, at some locations, you can cash checks without Easy Pay Card. So, how do you can checks at Circle K?

How to Cash Checks at Circle K

Here is how to cash checks at Circle K

  • First, Go to a Circle K location with a valid check. 
  • Then show the cashier at the financial service desk your check. 
  • Provide your valid ID card and Easy Pay card. 
  • Let the cashier verify your check with the VALID systems
  • After successful verification, the check money will be added to your Easy Pay Card. 
  • Lastly, cash out your check money from the ATM with your Easy Pay card. 

In case you do not have the Easy Pay card then talk to anyone at the financial service desk. They will help you sort it out. 

Moreover, VALID is an advanced risk management system. So, if you have a previous history of unpaid bills or bounced checks then you might not be able to cash checks.  So, how late does circle k cash checks? 

Circle K Check Cashing Hours

Although Circle K stores remain open 24/7 but it only cashes checks 6 days a week. Their check cashing service is closed on Sunday even though the store remains open. Normally, Circle K cash checks are from 8 AM to 6 PM on weekdays and 8 AM to 12 PM on Saturdays. 

The check-cashing time might vary depending on your location. how much does circle k charge to cash checks?

Circle K Check Cashing Fees

Generally, Circle K charges no fee for depositing your check amount on the Easy Pay card. So, if you only deposit the money and use it using the card then it’s completely free. However, there is an ATM withdrawal fee of  $3.95. 

Circle K check Cashing Limit

If you have an Easy Pay card then you can cash up to $1,000 checks a day. You can not cash more than a $1,000 check at any of their locations. Some locations even limit the checks to $500 a day.  

But how can you find a Circle K location that cashes checks? 

Circle K Check Cashing Near Me

Circle K has almost 9,799+ stores in North America, so it won’t be hard to find a circle k near me. You can use the Circle K Store Locator to find out a nearby store that cashes checks. Moreover, you can search ‘Circle K Check Cashing Near Me’ on Google Maps or Apple Maps and find one. 

By now we have found out the answer to does circle k cash checks. Now let’s look at some of the related queries. 


Here are some of the frequently asked queries related to this topic 

Does Circle K Cash Personal Checks?

No, usually Circle K does not cash personal checks. So, you can not cash personal checks at most of their locations. However, at some selected locations Circle K cash pre-printed Personal checks.  

Does Circle K Cash Payroll Checks?

Yes, Circle K cashes payroll checks in almost all of their locations. However, your payroll check must be lower than $1,000. Because the highest check cashing limit at Circle K is $1,000.

Does Circle K Do Money Grams?

Yes, Circle K has Money Gram money orders in most of their locations. You can both purchase and cash a money order. But cashing a money order is limited to $1,000. 

What Time Does Circle K Do Money Orders?

Circle K money order time is the same as check cashing time. So, you can get money orders from 8 AM to 6 PM on weekdays and 8 AM to 12 PM on Saturdays. The money order service is closed on Sundays. 

In Summary

In case you have a Circle K Easy Pay card or live near a Circle K store then it might be a great option for smaller check cashing. Because you won’t be charged any money for depositing the money and you can spend the money on Gas or food without withdrawing it. Moreover, You will earn reward points too. 

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