Your Personal Finance Wizard
If you don’t have money saved up for a ring then Personal Loan For Engagement Ring might be your best option. Because they have much lower interest than in-store financing or credit cards. Thinking about proposing to your loved ones but don’t have enough money to buy a decent ring? Then you are in … Read more
Personal loans are mostly unsecured debt, so you don’t need collateral for a personal loan in most cases. However, some lenders might ask for it. Personal loans can be a great alternative to credit card loans or other high-interest debt. Because personal loans are mostly low-interest loans with short processing times. However, do you need … Read more
No, personal loan interest is not tax deductible. However, if you use the loan money for your business, taxable investment, or higher educational purpose then the interest might be tax deductible. Thinking about taking a personal loan but not sure whether personal loan interest is tax deductible or not. Well, you are in the right … Read more
No, You can not go to jail for not paying student loans. Because student loans are considered as civil debts. However, if your student loan borrower sues you in court and you disobey court order or don’t appear in court then you might end up in jail. But it’s rare. Did you miss your student … Read more
Generally, debt collectors can not see your personal bank account balance. However, if you owe money to the same financial institution you have an account with then they might be able to see your bank account balance. Have one of your loans gone to the debt collectors? Now you might be wondering can debt collectors … Read more
To find out if you have outstanding payday loans, contact your payday loan lender, provide the necessary personal information and ask if you have any outstanding payday loans. Did you a take payday loan but not sure whether it’s satisfied or not? If so, then find out ASAP. Otherwise, you might end up paying a … Read more
To Get A Loan As A Teenager, your parents must co-sign the loan and you need to explain to the bank or credit union your intention for the loan properly. However, you have to be above 18 to get the loan. Getting a loan as a teenager is one of the hardest tasks even if you … Read more
