PLS Check Cashing- 24/7 Check Cashing In 2024

PLS check cashing only need a valid ID for cashing checks. They are open 24/7 and accept a wide variety of checks.    

If you do not have a bank account or need to cash checks 24/7 the PLS check cashing can be a great choice. Because they cash checks 24/7 for a reasonable fee. But How do you cash checks at PLS?

Well, we are about to find out. Because in this post, I will talk about PLS check cashing in detail. Moreover, I will also include fees, policy, and everything else.

Let’s start by finding out What checks can I cash at PLS?

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Does PLS Check Cashing Cash all types of Checks? 

PLS Check Cashing

Yes, PLS check cashing accepts most types of checks. They even accept out-of-state checks which is not common among the check-cashing stores. 

PLS Check Cashing is a financial services company that offers a variety of services, including check cashing, money orders, ATM, bill pay, and money transfers. They have over 200 locations in 12 states across the United States. So, What checks can I cash at PLS?

Here is a list of checks that you can cash at PLS check cashing 

  • Personal
  • Business
  • Payroll
  • Cashiers Checks
  • Government
  • Tax Refund  
  • Welfare checks 
  • Insurance Settlement Checks 
  • Out-of-state checks
  • Money orders

Some PLS shops even take traveler’s checks. As a result, you can cash almost any valid check at PLS Check Cashing. However, they will not accept a starter check or a third-party check.  

Can You Cash A Written Check at PLS?

Yes, you can cash handwritten checks at PLS. However, the check can not be a third-party or multi-party check.  Moreover, for personal handwritten checks, the address printed on your check should match the address on your ID. 

Apart from that, your personal check must pass the PLS verification system. Only then you can receive the check fund. Is it easy to cash a check at pls?

Yes, it’s quite easy to cash checks at PLS. Let’s look at the PLS check cashing policy to understand better. 

PLS Check Cashing Policy 

PLS check cashing policy is quite simple compared to other check cashing places. Here are the PLS check cashing policy 

  • Your check must be valid. 
  • The check must be in your or your business name. 
  • You must carry a valid ID to cash checks. 
  • The check must be from a US bank. 
  • All personal checks must contain a printed address matching the ID address. 
  • Your check must pass the PLS verification. 

All these policies are industry standards. However, some policies might change depending on the state law. But What do I need to cash a check at PLS? 

Required Things for Cashing Checks at PLS

You only require a valid ID for cashing checks at PLS. Here is a list of valid IDs for cashing checks at a PLS check cashing store

  • US issued Passports 
  • State ID Card 
  • Driver’s License 
  • Military ID
  • Tribal ID cards
  • Resident Alien ID

Most stores should only require these IDs. However, for high-amount checks, you might also require your SSN or ITIN.  So, What does PLS charge to cash a check?

PLS Check Cashing Fees

Compare to other check cashing places PLS check cashing fee is quite low. PLS charges a minimum $1 fee + percentage of the checks for non-government checks  Here is a chart for the PLS check cashing fee

Check NameFees
GovernmentFlat 1.5% of the Check Amount
Tax Refund  Flat 1.5% of the Check Amount
Welfare checks Flat 1.5% of the Check Amount
Payroll1.99% Of the Check Amount + $1
Money orders1.99% Of the Check Amount + $1
Insurance Settlement Checks 2.2% Of the Check Amount + $1
Cashiers Checks2.2% Of the Check Amount + $1
Personal2.2% Of the Check Amount + $1
BusinessUp to 5% Of the Check Amount + $1

The fees might vary depending on your location. However, fees for the out-of-state checks depend on the type of check. Moreover,  Traveller’s checks are not accepted in all stores. So, the fees vary.  

PLS Check Cashing Store Limits 

The best thing about PLS check cashing is that there is no limit for cashing checks. So, you can cash any type of check higher than $5,000. Although some PLS stores might be skeptical about cashing checks above $5,000 and might also ask for your SSN and ITIN. 

PLS Check Cashing Near Me

Though PLS provides great service for cashing checks. However, it only operates in 12 states with 200 stores. So, it can be hard to locate a PLS store. If you live in one of the 12 states then with PLS check cashing locations store locator you can easily find a pls check cashing place. 

Just select your state and there will be a list of stores available near you. Then you can go to one of these stores and cash checks. 

By now, we have learned all the necessary details for cashing checks at PLS check cashing. Now, let’s look at some of the related queries. 


Here are some of the frequently asked questions related to this topic. 

Can I Cash Checks at PLS 24/7?

Yes, most PLS check-cashing stores are open and operate 24/7. So, you can cash checks 24/7 at any PLS store. They are only closed on Christmas and New Year. Apart from that you can cash checks 24/7 at any state. 

Does PLS take Cashier’s Checks?

Yes, PLS does take Cashier’s checks at all of their locations. However, your check must be valid and it must pass the PLS verification system. On the other hand, you will be charged a fee of 2.2% Of the Check Amount + $1. So, you can cash a cashier’s check at any PLS location. 

Does PLS provide Instant Cash?

Yes, PLS provide instant cash for checks. However, you must carry a valid ID and your check has to pass the PLS verification. Only then you will be able to cash the check instantly and receive your check amount for a small fee. 

In Summary

Although PLS 24/7 check cashing stores are only available in a few states. But their service is great. Moreover, PLS check cashing fee is one of the lowest among the check cashing stores. So, if your state has a PLS check cashing, then you can use them without any doubt. 

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