Money Mart Check Cashing- Policy, Fees, and Limit In 2024

You can use the Money Mart check cashing service both offline and online. Usually, they cash all types of checks and only require a valid ID. 

In case you are looking for an easy way to cash checks without a Bank account then Money Mart can be a great choice. But how does Money Mart check cashing service work?

Well, we are about to find out. Because in this post I will write on everything you need to know about Money Mart check cashing. Moreover, I will also talk about all the related topics. So, stay with me. 

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Does Money Mart cash All Types of Checks?

Money Mart Check Cashing

Yes, Money Mart cash almost all types of checks in their physical shop and on their online app. 

Money Mart is a financial services company that offers a variety of financial products and services, including loans, money transfers, check cashing, and many more. They have 600+ stores in the United States and Canada. Here is a list of checks that money mart cashes

  • Personal
  • Small Business checks
  • Payroll
  • Cashiers Checks
  • Government
  • Tax Refund  
  • Welfare checks 
  • Insurance Settlement Checks 
  • Money orders

Although money mart cash handwritten checks. However, they do not usually cash third-party and multi-party checks at most of their locations.  

Can I cash a USD cheque at Money Mart?

Yes, you can cash both USD and Canadian Dollar checks at Money Mart. 

Money Mart is one of the few check cashing shops that operate in both the United States and Canada. So, they accept both USD and Canadian Dollar checks. 

They have both physical stores and online app for check cashing. However, not all US state has Money Mart. So, you can only cash USD checks from states that have Money Marts. The same goes for online check cashing via the Money Mart app. 

Money Mart Check Cashing Policy 

Money Mart’s check cashing policy is quite straightforward. Here are the policies 

  • Your checks must be valid. 
  • The checks have to be either from a US bank or Canadian Bank. 
  • Your Check must pass the verification.  
  • Checks can only be cashed in the states that have Money Mart. 
  • You must carry a valid ID for cashing checks. 

The same policies apply to online check cashing. So, what is the accepted form of ID at Money Mart? 

Money Mart Check Cashing Requirement

You only require a valid ID for cashing checks at Money Mart. Here are some of the IDs that Money Mart accept 

  • US issued Passports 
  • State ID Card 
  • Driver’s License 
  • Military ID

Most Money Mart locations will accept these IDs. Some stores might ask for your SSN or ITIN if you cash a high amount check. But what about the Money Mart check cashing fee?

Money Mart Check Cashing Fees

Like other check cashing stores, Money Mart does not charge different fees for different checks. They have a flat 3% of the check amount fee for all valid checks. But there is a catch, the minimum fee for any checks would be $2.99.

The same fee applies for mobile check cashing using the Money Mart app. Moreover, check cash fees at Money Mart might change depending on your location. So, what is the Money Mart check cashing limit?

Money Mart Check Cashing Limit 

Money Mart check cashing limit varies from person to person. The check cashing limit is determined by your previous check cashing history and frequency of check cashing. Moreover, they also check if you have a history of unpaid bills. 

So, there is no certain limit for Money Mart check cashing. If you have a long history of cashing checks then you will be granted a higher limit. Otherwise, you will get a lower limit. 

Furthermore, Money Mart stores have the right to reject your check. But what about the Money Mart check cashing app?

Money Mart Check Cashing App

In case you want to cash a check online instantly without ingo, the Money Mart check cashing App can be a good choice. Because the Money Mart mobile app supports almost all checks including handwritten checks. 

The only drawback of this app is it is not available in all states. Because Money Mart does not have a license to operate in all 50 states. So, you can only use this app from states that Money Mart operates in. So, how do I cash a check at Money Mart app?

How do I Cash a Check at Money Mart app?

Using the money mart app is quite simple. Here is how to cash a check using the money mart app

  • First, create a Money Mart account by using your personal information and verify your identity with a valid ID. 
  • After that download the Money Mart App and sign in. 
  • Then select check cashing. 
  • Include the amount you want to cash. 
  • Take both side pictures of your check and submit the check in the app. 
  • Then wait for verification. 
  • After verification the money will be added to your wallet. 
  • Lastly, transfer the amount to a linked bank account and withdraw the money. 

Remember you can only open a Money Mart account in states that Money Mart operates in. So, you can only cash checks from those states. But what are the states? 

Money Mart Check Cashing Near Me

Although, Money Mart has 600 stores. But it only operates in 22 states. So, finding a store can be hard. You can use the Money Mart store locator for  finding the nearby store. 

Just enter your zip code and select a radius. You will find all the Money Mart stores near you. 

By now we have found out all the relevant information for Money Mart check cashing. Now let’s look at some of the relevant queries. 


Here are some of the frequently asked queries related to this topic. 

How long does it take to cash a Check at Money Mart?

It should not take more than 10-15 minutes to cash a check at a Money Mart Location. Because money Money Mart stores are well organized and have great customer service. So, you won’t need to wait in a line. But it might take 5-10 minutes to verify your check. 

Does Money Mart cash personal checks?

Yes, Money Mart cash both Handwritten and printed personal checks for a 3% fee. However, they might not accept starter personal checks

Does Money Mart Cash Business Checks?

Yes, Money Mart cash Business checks. However, they only cash small business checks at all of their locations. So, the limit for the checks would be quite low. 

In Summary

Although, Money Mart can be a convenient place to cash checks. But their fees can be quite high. Because there are cheaper check-cashing stores available. However, if you are looking forward to cash a check online instantly without ingo, then Money Mart app can be a good choice. 

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