ACE Check Cashing- All You Need To Know In 2024

ACE check cashing chases most types of checks for a fee and they only require a valid ID to cash checks. However, they are not open 24/7. 

In case you need to cash checks but don’t have a bank account and no grocery store nearby then check cashing places can be a great choice. One Such check cashing store is ACE Cash Express. But How do you cash checks at ACE? 

Well, in this post on ACE Check Cashing, I will talk about the ACE check cashing policy, requirements, fees, limits, and everything related to them. So, stay with me till the end. 

Find out How to cash checks at United

Can I Cash any Checks at ACE?

ACE Check Cashing

Yes, ACE cash express cashes almost all types of checks. They even cash rare types of checks at almost all of its locations.  But your check must be valid. 

ACE is one of the most recognized check cashing shops operating across the United States with 850 stores. They offer Payday loans, prepaid debit cards, money transfers, bill pay, and ATM services.

Apart from these services ACE cash express cash most type of checks. According to ACE Check Cashing they cash the below types of checks 

  • Payroll checks
  • Personal checks
  • Business checks
  • Income tax refund checks
  • Government checks
  • Welfare checks
  • Insurance settlement checks
  • Money orders

Apart from these checks they also cash other checks, if the check is valid and you have a valid ID.

Can I Deposit A Check at ACE?

Yes, you can deposit a check at ACE if you have the ACE cash express prepaid debit card. 

Apart from cashing checks, you can also deposit checks at ACE if you hold ACE cards. Loading up cards with a check is completely free. However, there will be  ATM withdrawal charges. Moreover, you can also deposit a check for the ACE payday loan payment.  

ACE Cash Express Check Cashing Policy

Compared to the grocery store check cashing policy, the ACE cash express check cashing policy is fairly simple. Here is the ACE check cashing policy

  • Your check must pass the ACE verification. 
  • You will need a valid government-issued ID for cashing checks. 

Yes, you heard it right, that’s all it takes to cash checks at ACE. But What types of IDs do they accept? 

Require ID for Cashing Checks at ACE

ACE Express accepts the following types of IDs for cashing checks 

  • US issued Passports 
  • State ID Card 
  • Driver’s License 
  • Military ID
  • Tribal ID cards
  • Resident Alien ID

Some ACE stores might also accept college IDs and employment IDs. However, it will take a bit of convincing. Now let’s look at ace check cashing fees. 

ACE Check Cashing Fees

ACE check cashing charges a flat 3% fee for cashing checks. Meaning to cash a check at ACE you need to pay 3% of the check amount. However, fees might increase or decrease depending on your location and check. But for most stores, the fee is 3%. So, what time does ace check cashing close?

ACE Check Cashing Hours

Generally, ACE check cashing hours are 9 AM to 4 PM. So, you can cash any checks between these hours. However, the check-cashing hours might vary depending on your location. 

Moreover, most ACE Express stores are open on weekends and only closed during Christmas and New Year holidays. 

ACE Check Cashing Limit

Usually, there is no limit for cashing checks at ACE Cash Express. So, you can cash checks above $5,000 there which is pretty rare. But some ACE stores might only cash checks below $10,000.  

ACE Check Cashing Near Me

Although, ACE operates all across the United States. However, they only have 850-plus locations. So, it can be a little difficult to find an ACE store nearby. You can use the store locator to find out ACE Check Cashing Near Me

By now we have found most of the necessary details on ACE Check Cashing. Now, let’s have a look at some of the related queries. 


Here are some of the frequently asked questions related to this topic. 

Can I Cash a 7000 Check at ACE?

Yes, it is possible to cash a $7,000 check at ACE. Because for most ACE stores there is no limit for cashing checks. However, some ACE stores might not accept large checks.  

How Does ACE Verify Personal Checks?

ACE uses its in-house software to verify personal checks. First, they find out if the check is fake or not by scanning it. Then they verify if the account mentioned on the check has sufficient balance or not.  

How Does ACE Cash Express Verify Income?

Usually, ACE does not verify income or credit scores for cashing checks. However, for payday loans and other loan services, they verify your income using your social security number or ITIN number. 

In Summary

The best thing about ACE Check Cashing is that there is no limit for cashing checks. On the other hand, their check cashing method is daily simple than other places. However, compared to other places their check cashing fee is quite high. So, only go to ACE for cashing checks if high fee is not an issue for you. 

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