You can cash your postal money order at any post office or at your bank for free.
Have you received a postal money order? Then you might be wondering where can I cash a postal money order for free?
Well, you can do it at any post office. However, there are other ways of cashing a postal money order for free too. That’s why in this post on where can I cash a postal money order for free, I will talk about all the ways to cash a postal money order for free. Moreover, I will also answer all the related queries. So, stick here.
First, let’s find out, Are money orders free to cash?
Check out Where Can You Cash Post Office Money Orders
Are Money Orders Free To Cash?
It depends on where you are cashing it. Because most money order issuers banks and credit unions will cash money orders for free for their own customers.
Money orders are one of the cheapest and most secure ways to transfer money. Though it costs some fees to purchase a money order. However, it’s lower than other alternatives. Moreover, it’s also possible to cash money orders for free from the money order issuer and your bank or credit union.
However, it will cost you some money if you cash a money order from a bank if you don’t have an account, grocery stores, and check cashing shops. Usually, grocery stores charge the lowest fees for cashing money orders and check cashing shops charge the most. The fees range between $0.50 to $5 depending on the money order amount.
So, Where can I cash a postal money order for free?
Where Can I Cash A Postal Money Order For Free
You can cash a postal money order for free at any post office.
USPS money orders do not expire, so you can cash them at any time. Moreover, if you go to a post office, it’s completely free to cash out. Apart from USPS, some banks and credit unions may also cash postal money orders for free, especially for their own customers. So, here is a list of places where you can cash postal money orders for free
- Post Offices
- Rural carriers
- A bank or Credit Union You have an account
- Grocery Stores if you hold a membership card
However, it is always best to call ahead to confirm if cashing a postal money order is free or not before you go to a bank or credit union to cash a money order. Because not all banks offer free money order cashing.
On the other hand, you can cash a money order at Rural carriers only if they have enough cash. Apart from that if have a membership card then grocery stores or check cashing shops might not charge you any fees for cashing postal money orders as well. But where can I cash a postal money order for free online?
Where Can I Cash a Postal Money Order for Free Online?
Cashing a postal money order online for free can be a bit difficult. But it’s possible. However, if you want to cash a postal money order online for free then you will either require a bank account or need to wait a lot.
Here are the 2 best options for cashing a postal money order online for free
- Your Online Bank or Credit Union App
- Ingo Money App
Remember if you want to cash a USPS money order for free online using the Ingo Money app then you might need to wait 10 days. Other online check-cashing apps also cash money orders for free only during a promotional period. But before you submit your money order picture on an Online app, please make sure the app is legitimate.
Also, Check where can I cash a Western Union money order
Where Can I Cash A Postal Money Order On Sunday
You can cash a postal money order at grocery chains and check cashing stores on Sunday. But it won’t be free.
Banks, credit unions, and post offices are the only places where you can cash postal money orders for free. However, they are all closed on Sunday. Though some post offices remain open on Sundays. But they are rare. So, there is no way you can cash a postal money order for free on Sunday.
On Sundays, you can cash your postal money orders only at grocery shops and check-cashing stores. So, the cheapest option for you would be grocery shops that cash postal money orders.
By now we have found the answer to Where can I cash a postal money order for free near me. Now, let’s look at some of the related queries.
FAQs
Here are some of the frequently asked questions related to this topic.
Can You Cash a Postal Money Order Without a Bank Account?
Yes, you can easily cash a postal money order without any bank account. In fact, money orders are designed to serve people without bank accounts. So, it’s quite easy to cash one.
How Do I Cash a Postal Money Order Without a Bank Account?
To cash a postal money order without a bank account go to any bank, grocery store, or check cashing shop with the money order and an ID card. However, it will require a fee too. To cash it for free go to a nearby post office.
Can I Cash an Unused Postal Money Order?
Yes, You can cash unused postal money orders as they do not have any expiration date. You just need the purchase slip to cash it on your own. On the other hand, if you are the recipient, you will need a valid ID card.
In Summary
Cashing a postal money order for free is no difficult task. As many financial organizations offer it for free. You can do it both online and offline. However, if you want instant cash then the best option would be a post office. Be sure to carry a valid ID card when cashing one.
