7 Eleven Check Cashing-Free 24/7 Check Cashing In 2024

For 7 Eleven Check Cashing, you need to use their Transact MasterCard and cash checks instantly 24/7 for free.  

In a hurry?
Listen to this audio summary

In case you are looking for instant 24/7 free check cashing services then you are in here for a treat. Because 7 Eleven cash checks for free 24/7. 

However, 7 Eleven Check Cashing method is much different than traditional check cashing services. That’s why in this post I will discuss 7 Eleven Check Cashing,  7 eleven check cashing policy, limit, fees, and everything related to it in detail. So, stay here till the end. 

Let’s start by answering the obvious question. 

Find out How to cash checks at Walmart

Can I Cash a Check at 7-Eleven?

7 Eleven Check Cashing

7 Eleven does not cash checks in the traditional method. However, they cash checks 24/7  for free via their Transact MasterCard.

7 Eleven is one of the most popular convenience stores in the United States. Like other convenience store chains, they also introduced check cashing services. However, 7 eleven check cashing services are entirely self-service. Maybe that is why they can offer this service almost free. So, how do you cash a check at 7 Eleven? 

How To Cash Checks At 7 Eleven

To use 7 Eleven check cashing services, you must have their prepaid Transact MasterCard and the checks must be in your name. Here is how you can get a Transact MasterCard

  • Go To Transact Website and click on Sign Up. 
  • After that, enter your name, your address, and your date of birth in the form.
  • Lastly, add a government-verified ID card. 

After verifying all your information, Transact will accept your account and mail the Transact  MasterCard to your address. 

Once you get your Transact MasterCard, you are all set for cashing your check. Now you have two options to cash your check. They are

  1. By using the self-service 7 Eleven Check Cashing kiosks or ATMs
  2. Using the 7-Eleven Transact Prepaid app on your mobile. 

Now let’s have a look into them in detail. 

7 Eleven Check Cashing ATM

7 Eleven Check Cashing kiosks are just 7 Eleven ATMs in their stores. You can go to one of their stores that have an ATM. Then deposit your check and follow the instructions on the ATM machines. 

After you follow all the instructions correctly, the check money will be loaded into your Transact account instantly. However, sometimes it might take a few hours to load the money. But it’s still faster than most Banks and credit unions. 

Once the money is loaded onto your prepaid card, you can cash it out for free using  7 Eleven ATMs. The only problem with this method is that not all 7 Eleven Location has an ATM. But you can use the app to locate your nearest 7 Eleven ATM. 

7-Eleven Transact Prepaid App

This is the easiest way to cash a check. Here is how to do it. 

  • Download the 7-Eleven Transact Prepaid App. 
  • Sign in using your credentials. 
  • Then go to the check cashing section. 
  • Take a picture of your check. 
  • Hit Submit. 

You will receive the check fund in your account within a few hours. After that, you can go to any ATM that has a Transact logo on it and cash it for free. 

By now we have found out how to use 7 eleven check cashing. So, now let’s look at what type of checks does 7 Eleven Support

What Type Of Check Does 7 Eleven Cash? 

Unfortunately, 7 Eleven only cashes pre-printed checks. Below here are the type of checks 7 Eleven cash

  • Payroll checks.
  • Government benefits checks.
  • Tax refund checks.
  • Cashier’s checks.
  • Insurance settlement checks.
  • Money orders.

For now 7 Eleven only chases these checks. However, in the future, they might start accepting other checks. Now let’s find out, 7 eleven check cashing fees

Also, Check Check Cashing At Walgreens

7 Eleven Check Cashing Fee

The best thing about 7 Eleven Check cashing is that it’s almost free. Because check cashing using Transact MasterCard, is considered to be loading money and loading money in Transact MasterCard is entirely free. Moreover, opening an account and getting a card is entirely free too. But if you lose a card then you will be charged $9.95. 

On the other hand, if you cash out from a 7 Eleven ATM machine or any other ATM that has a Transact logo on it, then cashing out is also free. In case, you cash out from other ATMs then you will be charged $2.50.  

So, you can cash checks from  7 Eleven for free. However, in certain locations and for certain checks 7 Eleven might charge you a 0.99% fee. But it is still lower than any other check-cashing store. 

7 Eleven Check Cashing Policy

The 7 Eleven Check Cashing Policy is pretty simple. As it’s self-service so, you don’t need to carry your ID with you. Moreover, you can cash checks 24/7 from the comfort of your own home and cash out the money from any 7 Eleven ATM. 

However, the amount you can cash using 7 Eleven might vary depending you your location. But in most locations, you can cash checks not exceeding $1,500. 

Now, let’s have a look at some of the frequently asked questions related to this topic. 


Here are the frequently asked questions related to 7 eleven check cashing. 

Does 7 Eleven Cash Handwritten Checks?

No, 7 Eleven does not cash any type of handwritten checks that includes handwritten cashier’s checks, personal checks, business checks, and third-party checks. As 7 Eleven Check cashing is entirely automated so they only support pre-printed checks. 

What Are The 7 Eleven Check Cashing Locations?

Not all stores have check-cashing kiosks. However, you can use the 7-Eleven Transact Prepaid App or 7 Eleven Store Locator to find out 7 Eleven Check Cashing Locations. 

Where Can I Cash A Check Right Now?

You can go to a 24/7 check cashing store, gas stations, and local check cashing stores for cashing a check right now. These places are open on weekends too. However, they might charge you extra fees.  

In Summary 

Though 7 Eleven check cashing might seem like a complicated process. However, for someone who needs to cash a lot of checks, it’s one of the best options. Because it’s free and available 24/7. The only downside is that the check cashing limit is low and it only accepts a few types of checks.  

Please share this post if you like it.

Leave a Comment