Your Personal Finance Wizard
Bryan William 
The statement balance is the total amount you owe to your credit grantor while the interest-saving balance is the amount you can pay to avoid interest on the balance. In a hurry?Listen to this audio summary Do you have a Chase or Amazon credit card? Then you must have heard about Interest Saving Balance a … Read more
Yes, you can withdraw money from your bank without an ID. To do that you need to use your debit card or Bank mobile app. In a hurry?Listen to this audio summary Have you lost your ID card and now thinking, can I withdraw money from my bank account without ID? Well, then you are … Read more
No, you can not open a bank account with an expired ID. So, if your ID is expired ask the bank which secondary identification will they accept. In a hurry? Listen to this audio summary Are you in need of a bank account but your ID is expired? Then you are in the right place. … Read more
To open a bank account without ID- Find a bank that accepts a secondary ID, fill up their form, provide the required documents, and wait for their approval. In a hurry?Listen to this audio summary Trying to open a bank account without ID? Then this post can help. Because here I am going to briefly … Read more
PayPal Cash Plus, Wise, majority, Sable, and Revolut are some of the virtual banks that do not require SSN. However, some of these might ask for ITIN. In a hurry?Listen to this audio summary If you are a non-resident immigrant, opening a bank account can be a nightmare. As you don’t have a social security … Read more
It is advised to spend 25-30% of your salary on rent. This indicates on a $60k salary you should spend $1250-$1500 on rent. However, the real-world situation is much different. Moreover, how much rent can i afford on 60k will largely depend on many other financial factors. So, in this post, I am going to … Read more
The Money Purchase Pension Plan is an employer-sponsored defined contribution pension plan. It’s a tax-deferred plan and you will have guaranteed retirement income. Joined a company that offers Money Purchase Pension Plan? Then this post is entirely for you. Because in this in-depth guideline on the money purchase plan, I am going to cover what … Read more
Maxing out credit card can eventually lead to a low credit score, credit limit fee, high interest, and high minimum payment. Paying the full balance right away might be a solution to this. Do you have an overspending habit or Are trying to get a credit card? Then this post is a must-read for you. … Read more
Car Insurance Frauds Punishment can range from fines to probation depending on the severity of the fraud. Car insurance claims can be quite sensitive. Because one false detail about the claim and you can end up with car insurance fraud charges. But what is car insurance frauds punishment? Well, we are about to find out. … Read more
If you don’t have money saved up for a ring then Personal Loan For Engagement Ring might be your best option. Because they have much lower interest than in-store financing or credit cards. Thinking about proposing to your loved ones but don’t have enough money to buy a decent ring? Then you are in … Read more